Know what the next thirty years will cost.
Iron City Reserves gives HOA and condominium boards across Western Pennsylvania a component-by-component picture of what wears out, when, and how much to set aside for it.
- 15 days
- Draft study delivered after signing
- 30 yrs
- Standard funding horizon modeled
- Western PA
- Region-wide service area
- 1 day
- Maximum reply time on any question
A reserve study is a capital plan with a price tag on every piece of the property.
It answers two questions your board keeps circling: what are we responsible for replacing, and are we putting away enough money to do it without a special assessment?
The physical analysis inventories every common component (roofs, pavement, siding, elevators, boilers, pools, fencing) and estimates its remaining useful life and replacement cost in today's dollars.
The financial analysis takes that inventory and runs it forward against your current reserve balance and contribution, showing cash flow year by year and the contribution level that keeps you out of trouble.
The deliverable is a decision tool, not a binder that sits on a shelf.
Sound familiar?
We know you get lots of questions from your portfolio; we have the answers!
“Are we underfunded?” and nobody has a defensible answer.
You get a funding plan with the math behind it, so the answer holds up in a board meeting.
The last study is years stale and a lender, auditor, or insurer wants a current one.
A current, standards-based study delivered on a schedule you can hand to them.
A special assessment is looming and owners will blame the managers and the board.
Contribution scenarios that show the board the cheaper path years before the crisis.
Chasing a vendor for status updates is unpaid work you don't have time for.
Milestone updates come to you. You never have to ask where it stands.
The last report was a 90-page binder nobody on the board read.
A two-page summary a volunteer board reads in one sitting, with the full detail behind it.
Budget season is here and the reserve numbers aren't ready.
Fifteen business days from signing to draft. Budget season stays on schedule.
Draft study in 15 business days from signing.
Not four to six months. Fifteen business days, on two conditions we state up front, because a promise with hidden fine print isn't a promise.
- A
We hold a 30-minute onboarding call before the site visit.
- B
You get us on site within 4 days of signing.
Answered in one business day
Every call and email, from the person doing your study.
Proactive updates
You hear from us at each milestone, so you never chase us.
We do the legwork
We pull what we can ourselves instead of sending you a homework list.
We present to the board
We defend the numbers in the meeting so you don't have to.
Engineering-grade detail, finance-grade modeling.
Built on the numbers
A data science background and ten years of financial planning for business means the funding model behind your study is modeled carefully, not pulled from a template.
Local to Western Pennsylvania
Regional weather, hillside sites, and older building stock shape how components age here. Your study reflects the market you actually buy in.
Written for a board
Every study comes with a plain-language summary a volunteer board can read in one sitting, plus the full component detail for the auditor and the lender.
Based in the city? See how we work with Pittsburgh HOA and condo boards.
Two property types, two different conversations.
The methodology is consistent. What changes is who reads the report and what they need to decide.
Owner · Reserve Study Professional
John LaGue
I started Iron City Reserves to bring real financial modeling to a document most associations treat as a compliance checkbox. My background is a degree in data science and ten years of financial planning for business: forecasting, capital budgeting, and explaining hard numbers to people who have to vote on them.
When you hire this firm, you get me on the site walk, in the model, and on the call with your board.
Ready to see what your community should be setting aside?
Get a free proposal within one business day.